Guides
The reading we wish investors did before the appraisal
Five long-form pieces on the parts of an Indiana rental file that decide the outcome: coverage, taxes, insurance, tenancy, local rules and the rent opinion.
How DSCR loans work when the property is in Indiana
A working walkthrough of the ratio, the file, and the parts of an Indiana rental that decide the outcome.
Indiana property taxes and insurance on a rental, line by line
The two line items that most often decide whether an Indiana rental clears its coverage test — and how to get them right before you apply.
Indiana landlord-tenant basics for out-of-state owners
Leases, deposits, notices, court, and the local registration rules that catch investors who buy from a distance.
Short-term rentals in Indiana: what to check before you buy
City ordinances, lake-country rules, insurance forms, and how a DSCR lender reads nightly-rental income.
What the appraiser’s rent schedule does to your loan
The single document that decides most DSCR files, what it contains, and how to prepare for the inspection.
These guides describe general practice and local context. They are not legal, tax or investment advice, and they are not an appraisal. Confirm ordinances, statutes and parcel records with the relevant city or county, or with a licensed professional in that discipline.
Reading is cheaper than an appraisal.
If a guide raises a question about a specific property, send the address. We will look at the parcel with you before anyone orders an inspection.